Saturday, June 16, 2007

More MoneyCard drama

So I sold my first Wal-Mart MoneyCard today.

Personally, I'm starting to feel a bit ethically conflicted about the MoneyCard thing - and about my time at Wal-Mart as a whole.

For starters, there is the whole "Do you want to put your paycheck on a Wal-Mart MoneyCard" question that the register FORCES us to ask EVERY SINGLE TIME someone cashes a paycheck. I literally CANNOT give them the money until they press "YES" or "NO" - and the customer is never looking at the debit reader.

So I have to be polite and ask the question for them - thus being forced to sell something that I personally don't agree with. I also usually have to explain the product - thus FURTHER selling it. "What's a MoneyCard?" "What's it do?" Etcetera.

And for the past two weeks, the replies to "Do you want a Wal-Mart MoneyCard?" have ranged from "What?" to "Hell NO!"

Today, a woman came in with the express purpose of getting one. I've been reading my little Wal-Mart "mini-guide to MoneyCards," so I was armed and ready. I knew the answers to all her questions about temporary cards, getting cash at ATMs, how much she could load, etc.

She asked how much it was. I told her it was $8.94 unless she was going to cash a paycheck. She goes "You guys are expensive." Get out. Go to a bank then.

So she decides to get a money card for the completely random amount of $137. Any significance is beyond me.

I give her the temporary card and the receipt and explain that she needs the activation code off the receipt. I explain that the permanent card will arrive in about 2 weeks. I tell her she can use our phone or the pay phone if she wants to activate the card now.

Now she's offended. "Why would I need your phone? I got a phone?"

"I just offered ma'am. Sometimes you need a land line with a touch-tone phone for activation."

"My phone IS touch-tone." And she does a hair flip and stomps off.

Bitch. Nobody said it wasn't. I hope you burn.

PS: Your ugly knockoff bebe black velour track suit should have been two sizes larger to accommodate your gut. You got junk in the trunk too, which is fine, but you need to shave the patch right above your crack.


Anonymous said...

So what is the purpose of these money cards? Are they for people without credit cards?

Anonymous said...

I love this blog but I have to comment on one thing. Sometimes, people screw up their lives and their credit so much that their only choice is to use a "money card" or prepaid credit card. I know - I'm one of those people.

I am an intelligent, good person who made some mistakes and now I'm doing what I have to do to fix them. Despite the fees, these cards can be lifesavers. Without my prepaid MasterCard, for example, I wouldn't have car insurance.

I also shop at Wal-Mart because its the responsible thing for me to do in my current financial situation. Going to a more expensive store for any reason wouldn't be appropriate for a person who is trying to repay their debt.

All I'm saying is, don't lump us all into one white-trash crap-buying group. Sometimes even good people have few choices and have to do difficult things to get by.

FARfetched said...

That last paragraph was just a leeetle Too Much Input.

If nobody's watching, could you just tell the customers "just press NO"? With all the charges Walmart tacks on (just like a bank), and the demographic it's aimed at, I still think a Visa gift card would make more sense.

Songbird said...

Holy cow. If I had to ask people "Do you want to put your paycheck on a Wal-Mart Money Card?" all day, I think I'd need a shower after work.

Love the sass about the phone. Kinda made me think, "omg, inbd!!"

Anonymous said...

I have to agree with Anonymous....I am another person who made some bad decisions. But I admit it, and am working to fix it. I am an educated, college graduate who fell into the "credit card mystique" as a freshman. I was so excited about having them, that I didn't stop to read the fine print or to figure out exactly how I was going to pay them off. Now, I have a plan and am working on it. But, I have to have a place to put my money. One of my other mistakes was with a bank account. I am working on that too. Until I do, however, I need a place to keep my money. I am not a piece of "white trash", I'm not on welfare. I pay my bills, and I am repaying my debt. Don't lump us all together.

Anonymous said...

"PS: Your ugly knockoff bebe black velour track suit should have been two sizes larger to accommodate your gut. You got junk in the trunk too, which is fine, but you need to shave the patch right above your crack."
I wonder if this "style" is all the rage elsewhere or is it just a South Florida thing???

Anonymous said...

ewww. ick. a patch of hair above the crack of her a**. little miss dingleberry *deserves* the wal-mart money card treatment!!!

keep up the good work, sunny

Anonymous said...

If you hit the clear button twice it will take the option off the debit reader. At my store we now have to ask Would you like to use your Walmart credit card when they are paying. HELL WILL FREEZE OVER BEFORE I DO THAT.

Hanoko said...

Well, the only significance I know of for the number 137 is as the inverse of the fine-structure constant. Also the room number of the hospital room Wolfgang Pauli died in.

Just saying.

Anonymous said...

You make me laugh...hard.
Just luv the sarcastic remarks you'd like to say to people when in the moment, but don't.

"PS: Your ugly knockoff bebe black velour track suit should have been two sizes larger to accommodate your gut. You got junk in the trunk too, which is fine, but you need to shave the patch right above your crack."


Ohh Gawwd, people who commented:
You read entertainment, and a statement hits home personally with you and you feel like "Oh, this blog was about ME...well I will set the record straight and EXPLAIN to the world why this blog should not have related to me".
[Breathe leaves my lungs, I pass out, waking up 2 days later (Thank goodness it was Friday or I would have missed work...DAMN]
I would not come to your house to watch the commedy channel with you.

You: Hey, Jamie Fox said white trash! I'm going to email the station and explain that I'm not white trash. I've overcome my problem, my shrink said so.

Me: Maybe it was a joke, and a generalization, like to make people laugh.

I hope you listen to AC/DC's Highway to Hell...and dance! :-O

Anonymous said...

The difference between the idiots using a MoneyCard and you, Anon (I hope, anyway), is that Wal-Hell charges OUTRAGEOUS fees just for you to have the privilege of using your money electronically instead of in cash format. Those secured credit cards do have fees, but not this many. This is predatory lending at it's finest, from a brand name the uninformed trust.