tag:blogger.com,1999:blog-6815729.post910993519044082605..comments2024-03-29T08:13:55.530-04:00Comments on Behind the Counter: Deposits for dummiesChris Silkhttp://www.blogger.com/profile/13856265154447939899noreply@blogger.comBlogger10125tag:blogger.com,1999:blog-6815729.post-43385228621231272612007-01-11T22:03:00.000-05:002007-01-11T22:03:00.000-05:00I think someone explained this already, but you ca...I think someone explained this already, but you can deposit money in any ATM that accepts deposits and have it go to your bank account really anywhere on earth. Your check or ATM card links you to that account. Therefore, it doesn't matter if they bank at Bank of Ohio or Bank of Guam. And basically any ATM will allow you to get $100 back of the money you just deposited. So if you deposit a $100 check or a $400 check, you're still able to immediately take $100 back out and at some financials, their limits are even higher (enabling you to take even more money right back out) <br />So these people actually weren't totally stupid at all :o)Wemdoehttps://www.blogger.com/profile/14098166071983572697noreply@blogger.comtag:blogger.com,1999:blog-6815729.post-24040040134740920912007-01-11T12:45:00.000-05:002007-01-11T12:45:00.000-05:00i mean...the questions and issues that customers b...<i>i mean...the questions and issues that customers bring to me is just rediculous.<br /><br />what are they teaching in school these days??!?!!?</i><br /><br />Apparently not subject-verb agreement or spelling... (kidding)<br /><br />Seriously, the thing is that you NEVER learned that in school. You used to learn it at home. But between the substantial leaps in banking technology and the overwhelming financial illiteracy of many Americans, that's not happening now. So maybe Texas has the right idea.Kasiahttps://www.blogger.com/profile/12252276821520357094noreply@blogger.comtag:blogger.com,1999:blog-6815729.post-74651217028313196602007-01-11T11:46:00.000-05:002007-01-11T11:46:00.000-05:00"viral ploy"
Thanks...I agree with you, on both c..."viral ploy"<br /><br />Thanks...I agree with you, on both counts!<br /><br />Explains the blogs addy...bbcamericanAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-6815729.post-13745337179529960662007-01-11T09:57:00.000-05:002007-01-11T09:57:00.000-05:00As entertaining as this blog is, i cant help but f...As entertaining as this blog is, i cant help but feel that this is a viral ploy of some sort...<br /><br />or maybe i just don't like walmartAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-6815729.post-58516046989596870852007-01-11T00:45:00.000-05:002007-01-11T00:45:00.000-05:00i work at a bank, and i agree that more people nee...i work at a bank, and i agree that more people need to be educated about how banks work.<br /><br />i mean...the questions and issues that customers bring to me is just rediculous.<br /><br />what are they teaching in school these days??!?!!?Anonymoushttps://www.blogger.com/profile/18275015367552385536noreply@blogger.comtag:blogger.com,1999:blog-6815729.post-90412838509522564392007-01-10T18:38:00.000-05:002007-01-10T18:38:00.000-05:00This blog kicks major ass. I saw your blog in the ...This blog kicks major ass. I saw your blog in the BusinessWeek magazine and I've been hooked ever since. I'm from California, and we dont' have a lot of WalMarts here, but we do have a lot of dumbasses. Keep up the good work.Hraghttps://www.blogger.com/profile/11198066303426134554noreply@blogger.comtag:blogger.com,1999:blog-6815729.post-89764277238841557862007-01-10T14:02:00.000-05:002007-01-10T14:02:00.000-05:00"And, of course, some people are just really ignor..."And, of course, some people are just really ignorant of how the banking system works."<br /><br />-this is so true. Here in Texas it's now a requirement in public schools that students take a class on financial matters just so they can, say, understand how banks work.Pookie Piehttps://www.blogger.com/profile/07005157552285295938noreply@blogger.comtag:blogger.com,1999:blog-6815729.post-23919047797207025112007-01-10T10:20:00.000-05:002007-01-10T10:20:00.000-05:00I've worked at a bank and balanced the ATM. There'...I've worked at a bank and balanced the ATM. There's no problem with depositing through them (provided, of course, you bank with the bank). Only two caveats are:<br /><br />1 - you will have the longest possible hold placed on the money, because as far as the ATM knows the envelope could be empty, the check could be made out to Santa Claus, or you could have put Monopoly money in the envelope;<br /><br />2 - I *STRONGLY* advise against depositing cash. Yes, two people balance the ATM to minimize the chance of theft, but I just am not that trusting. Mistakes happen, theft happens, and if you put $100 cash into the envelope and they tell you the envelope was empty, good luck proving otherwise. As long as the ATM balances, you're out the money.<br /><br />And Kelmeister, people have lots of reasons (not all of them good) for not cashing at a bank. Some are too cheap to pay the $4 fee. Some banks now put up a big fuss about cashing checks for non-customers, and take things like thumbprints - a lot of people don't like that. Some people only have a state ID, and if they're a non-customer the bank may not cash the check for them (fraud prevention). Etc, etc. And, of course, some people are just really ignorant of how the banking system works.Kasiahttps://www.blogger.com/profile/12252276821520357094noreply@blogger.comtag:blogger.com,1999:blog-6815729.post-53014137635161648202007-01-10T09:41:00.000-05:002007-01-10T09:41:00.000-05:00Why would you try to "cash" a check through an ATM...Why would you try to "cash" a check through an ATM? Why wouldn't you cash it at a bank...ANY BANK? Sure, you get charged $4 for not having an account there, but they'll still cash your check.<br /><br />Love your blog, btw.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6815729.post-14351607995431867132007-01-10T09:37:00.000-05:002007-01-10T09:37:00.000-05:00I don't like ATM's and I don't trust them enough t...I don't like ATM's and I don't trust them enough to use them to deposit money.linxdevhttps://www.blogger.com/profile/04936279534141358871noreply@blogger.com